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: Hcinvoravongchai . Medical Savings Accounts: Lessons Learned from International Experience. Discussion Paper. No. 52. World Health Organization, Geneva, 2002.



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notes








1


      ,   ,   .




2


Farnsworth D. Moral Hazard in Health Insurance: Are Consumer-Directed Plans the Answer?//Annals of Health Law. 2006. No. 15 (2). P.251273.




3


        ,       : ,   (,  ,      ,      ,  ..).  ,            ,        . ., ., Brandt . et al. Cost-sharing in health care. Berlin, Springer-Verlag, 1980.




4


,                  . . Skinner B.J., Rover . Canadas Medicare Bubble: Is Government Health Spending Sustainable without User-based Funding/Fraser Institute; 2011. URL: http://www.fraserinstitute.org/uploadedFiles/fraser-ca/Content/re-search-news/research/publications/canadas-medicare-bubble.pdf




5


.:  .,  .               , ,      ? :    , 2004. URL: http://www.euro.who.int/__ data/assets/pdf_file/0004/74695/E 83334R.pdf




6


Brook R. et al. The Health Insurance Experiment: A Classic RAND Study Speaks to the Current Health Care, 2006. URL: http://www.rand.org/ pubs/research_briefs/RB9174.html




7


Worthington P.N. Alternatives to prepayment finance for hospital servi-ces//Inquiry. 1978. No. 15 (3). P.246254.




8


Dranove D. Code Red: An Economist Explains How to Revive the Healthcare System without Destroying It. Princeton University press, 2008. P.122125.




9


        ,     .          .      ,     ,       .       ,    ,      .   .      .   (19652000). .: ,   , 2013. . 90.




10


Kong X., Yang Y, Gong F., Zhao M. Problems and the potential direction of reforms for the current individual medical savings accounts in the Chinese health care system //Journal of Medicine and Philosophy. 2012. No. 37. P.556567.


